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About Time Financing Service

For 50 years, Time Financing Service has been providing personal cash loans to customers throughout eastern and central North Carolina. We offer professional service, fast approvals, and competitive interest rates. In addition to cash loans, we also work with car dealers and furniture distributors for auto and furniture loans.

We provide our clients with three safe and secure application options. You can call one of our locations, fill out an online application, or stop by one of our offices and a knowledgeable associate will walk you through the process. Find our which of our 22 locations throughout eastern and central North Carolina is closest to you.

  • 50 Years of Outstanding Service
  • Fast Personal Loan Approvals
  • Three Ways to Submit an Application
  • Responsible Lending Practices

To qualify for a personal loan, you must live within 25 miles of one of our locations and have a valid North Carolina photo ID. A valid Virginia ID is also acceptable if you live in Virginia and you are within 25 miles of one of our offices.

At Time Financing Service, we pride ourselves on being responsible lenders. Our interest rates and our lending practices are governed by the North Carolina General Statutes for Consumer Finance Companies. Be sure to take a look at these resources for more information on personal loans and ways to protect you from lenders who do not have to follow current state laws.


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