hidden image Rate Us Badge
Time Financing Service
Your Cash is Just a Call Away 877-788-0559 Facebook Youtube

Where Can I Get a Fast Personal Loan?

Life moves fast, and you need a personal loan company that can move fast too. Getting a fast personal loan doesn’t have to be stressful. Here at Time Financing Service, we provide fast personal loans and professional service so people throughout eastern and central North Carolina can get the same day cash they need when they need it.

Will I Qualify for a Fast Personal Loan with Bad Credit?

Don’t let bad credit keep you from the cash you need. We strive to help good, hard-working people get the personal loans they need. Loan approvals are based on a variety of circumstances that are unique to each individual, but we will work to try to find a way to make you a loan. We have a liberal loan policy and regularly work with individuals who may not have perfect credit. Here are our requirements:

  • A valid North Carolina ID or a valid Virginia ID
  • Live within 25 miles of our locations
  • Verification of income and two up-to-date open lines of credit
  • Must be over the age of 18 to apply for a loan

What Can I use My Loan For?

Your fast personal loan can be used for almost anything. If you’re approved you can use your same day loan for things including:

  • Holiday Gifts
  • Car Repair
  • Medical Emergency
  • Furniture
  • Engagement Rings
  • Weddings
  • Appliances

At Time Financing Service, we work with individuals with bad credit to provide fast personal loans from $1,000 to $10,000. Learn more about our liberal loan policy, here. Our rates are highly competitive and are governed by the state of North Carolina, which protects you. While we can’t guarantee a loan approval for every application, we can guarantee that we will do our best to help you get the money you need!

  • Competitive interest rates
  • Monthly payments you can afford
  • Governed by the state of North Carolina

About Time Financing Service

For nearly 50 Years, Time Financing Service has been providing personal cash loans to customers throughout North Carolina. We offer professional service, fast approvals, and competitive interest rates. In addition to cash loans, we also work with car dealers and furniture distributors for auto and furniture loans.

We provide our clients with three safe and secure application options. You can call one of our locations, fill out an online application, or stop by one of our offices and a knowledgeable associate will walk you through the process. Check out our 20 locations to see which one is most convenient for you.

  • Nearly 50 Years of Service
  • Fast Loan Approvals
  • Three Ways to Submit and Application
  • Responsible Lending

To qualify for a personal loan, you must live within 25 miles of one of our locations and have valid North Carolina photo Identification. A valid Virginia ID is also acceptable if you live in Virginia and you are within 25 miles of one of our offices.

At Time Financing Service, we pride ourselves on being responsible lenders. Our interest rates and our lending practices are governed by the North Carolina General Statutes for Consumer Finance Companies. Be sure to take a look at these Resources for more information on personal loans and ways to protect you from lenders who do not have to follow current state laws.

Apply Now And Get Your Cash Today

Lock Icon
Safe & Secure

Did You Receive a Check?


Easy, Convenient Payments

  1. 1Securely   Pay Online
  2. 2 Stop By Your Local Office
  3. 3 Call Your Local Office
Complaints & Compliments