The minimum repayment period is 18 months, with a maximum period of 54 months. The maximum annual percentage rate (APR), which includes interest rate plus fees and other annual costs is up to 36%.
A representative example of the total cost of the loan, including all applicable fees is as follows: $1,500 loan, $25 loan fee, and monthly payments of $97.82 for 20 months. The total
amount paid to Time Financing Service is $1,981.40, meaning the total cost of the loan would be $481.40.
Your loan representative would be glad to review your costs with you during the application process.