Time Financing Service® is committed to continue providing for our customers during these difficult and uncertain times. At this time, our branches remain open and will operate under normal business hours, so that we can continue to help the communities we serve. Any changes made due to the pandemic will be announced here.
Read more about our COVID-19 policy here →

Summertime Shopping, Remodeling & Travel

As summer is close to setting in (June 21st) we start to think about summer planning in some form. Whether it’s thinking about a new wardrobe, a family vacation, or some remodeling, we all have some ideas about where to start. For some, it’s all of the above & more. If you’re a parent, new clothes for your children comes up closer to the end of summer when school is about to start. All in all, these are common needs that each of us usually have at some point in time in our lives. The challenge is being able to pay or finance these necessities, especially if they arrive in threes or all at once.
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Your Summer Car Project: Getting Approved

We all use our vehicles in different ways, each and every day, and for different purposes. Some of us view them as appliances, while others, accessories to their personalities. They come in all shapes and sizes, for various reasons, usually to achieve an objective and to get a job done. Heaped in to the group, we also have genuine car people. This includes the classic and occasionally mentioned “mystical bond” we have with these machines. Something about them speaks to us as individuals, and we go down a path of adventure, filled with ups and downs, some of which require cash loans for cars that need a little love.
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4 Ways to Save on a Family Vacation Without Skimping on the Fun!

While we all look forward to time off with our families, it can be a daunting task to plan a fun-filled vacation and stay within a reasonable budget. Expenses add up quickly, between accommodations, vehicle rental, ticket and entrance fees, meals and even animal-sitting costs, you can find yourself out-at-sea and needing a loan very quickly. Here are 4 ideas we have put together to help maximize your family trip without draining your pocket:

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Giving Back this Holiday Season

Here at Time Financing Service ®, we are committed to our community, especially during the holiday season. That’s why we are now accepting new, unwrapped toys as well as non-perishable food items that will be distributed throughout our community to those in need this Christmas.
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Same Day Loans

If you are looking for a cash loan today don’t search any further. Here at Time Financing Service ®, we specialize in same day loans with amounts ranging from $1,000 to $10,000. Our rates are highly competitive and are governed by the state of North Carolina, which protects you!

Fast Loan Approvals

If you are looking for a cash loan today, Time Financing Service ® can help. We’ll quickly review your information, and in most cases, you can pick up your personal loan in an hour. In some cases we can offer you a next day loan. We are easy to find with our many convenient locations spread throughout eastern and central North Carolina.

How to Qualify for a Same Day Loan

At Time Financing Service ®, our loan approvals are based on several requirements that are unique to each individual. We will work to try to find a way to make you a same day loan. We have a Fair Lending policy and regularly work with individuals who may have bad credit to get them a loan today.

Part of our general guidelines for a personal loan are:

  • You must be over the age of 18
  • Live within 50 miles of one of our locations
  • Have a valid North Carolina or Virginia photo ID
  • Provide verification of income
  • Have two current open lines of credit

What You Can use Your Same Day Loan For

If you’re approved for your same day cash loan, you can use the money for anything, including:

  • Holiday Gifts
  • Medical Bills
  • Car Repairs
  • Vacations
  • Bill Consolidation
  • Home Appliances
  • Other Spending

For more information about payment periods, rates and loan cost, please visit our Fair Lending page or call your local Time Financing Service ® office for assistance.

 

Hot Summer Looks That Won’t Drain Your Bank Account

As the warm air of summer finally surrounds you, it’s time to start showing off your fun and flirty wardrobe. Whether you are heading out for an afternoon of wine-tasting with your best girls, or you have a date on the dock with a fresh love, you are going to want to look your best without breaking the bank.
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When Bill Consolidation Is Right For You

Keeping up with your monthly payments can be a hard task to track, especially if you are paying off multiple loans at one time. Between college loans, credit card debt, or a car payment those monthly payments can add up. Maybe it’s time to consider consolidating. At Time Financing Service ® we offer same day, fast cash loans you can use for almost anything, including paying off personal debt.
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Cash Loan

Whether an unexpected expense has left you strapped for cash or you’re simply looking for a little bit of a financial “cushion” to get you by, a short-term loan can be a great option. Specifically, taking out a cash loan from Time Financing Service ® is an option for borrowing the money you need the same-day or within just 24 hours. If you need cash for any reason, now is the time to look into applying for a loan securely and easily on our website.
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Small Personal Loan

Many people struggle day to day with making payments to lenders or having the cash necessary to manage an emergency. You just wish you had a bit of money to help you get caught up, but you lack collateral to back up a loan. What can you do? In this situation, a personal loan from Time Financing Service ® may be a good option. Our loans can provide you with the financial support you need with easier qualifications.
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Reduce the Cost of Your Wedding

Congratulations on your Engagement! Planning your dream wedding is exciting and sometimes extremely overwhelming. If you are on a tight budget, the things that you want and the things that you can afford may look very different. At Time Financing Service ®, we want your special day to be exactly the way you’ve always imagined it. Not only will we help you get the money you need through our fast and easy loan application, but we’ve compiled some money saving tips to help keep your wedding costs down without compromising your fairytale.
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