Time Financing Service® is committed to continue providing for our customers during these difficult and uncertain times. At this time, our branches remain open and will operate under normal business hours, so that we can continue to help the communities we serve. Any changes made due to the pandemic will be announced here.
Read more about our COVID-19 policy here →

About Us

For over 50 years, Time Financing Service ® has been providing personal cash loans to customers throughout North Carolina. We offer professional service, fast approvals, and competitive interest rates. In addition to cash loans, we also work with car dealers and furniture distributors for auto and furniture loans.

We provide our clients with three safe and secure application options. You can call one of our locations, fill out an online application, or stop by one of our offices and a knowledgeable associate will walk you through the process. Check out our many locations to see which one is most convenient for you.

At Time Financing Service ®, we pride ourselves on being responsible lenders. Our interest rates and our lending practices are governed by the North Carolina General Statutes for Consumer Finance Companies. Be sure to take a look at these resources for more information on personal loans and ways to protect you from lenders who do not have to follow current state laws.