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For more information about payment periods, rates and loan cost, please visit our Fair Lending page or give call your local Time Financing Service ® office for assistance.

Minimum Requirements for Loan Eligibility: You must be at least 18 years old. Our minimum loan amount is $1000.00 and our maximum loan amount is $10,000. You will not be eligible if you are currently in bankruptcy. You must live in an area we provide lending services. If you fail to satisfy any of the minimum requirements for loan eligibility, we will inform you that we cannot move forward with your loan application and state the reason or reasons why we cannot. If you fail to meet any minimum requirements we will not obtain a Consumer Credit Report as part of this process.

Notice: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicants income derives from any public assistance program; or because the applicant has in good faith exercised any right under Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is:

Consumer Financial Protection Bureau (CFPB)
PO Box 4503
Iowa City, IA 52244