Time Financing Service® is committed to continue providing for our customers during these difficult and uncertain times. At this time, our branches remain open and will operate under normal business hours, so that we can continue to help the communities we serve. Any changes made due to the pandemic will be announced here.
Read more about our COVID-19 policy here →

Your Summer Car Project: Getting Approved

We all use our vehicles in different ways, each and every day, and for different purposes. Some of us view them as appliances, while others, accessories to their personalities. They come in all shapes and sizes, for various reasons, usually to achieve an objective and to get a job done. Heaped in to the group, we also have genuine car people. This includes the classic and occasionally mentioned “mystical bond” we have with these machines. Something about them speaks to us as individuals, and we go down a path of adventure, filled with ups and downs, some of which require cash loans for cars that need a little love.
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4 Ways to Save on a Family Vacation Without Skimping on the Fun!

While we all look forward to time off with our families, it can be a daunting task to plan a fun-filled vacation and stay within a reasonable budget. Expenses add up quickly, between accommodations, vehicle rental, ticket and entrance fees, meals and even animal-sitting costs, you can find yourself out-at-sea and needing a loan very quickly. Here are 4 ideas we have put together to help maximize your family trip without draining your pocket:

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Same Day Loans

If you are looking for a cash loan today don’t search any further. Here at Time Financing Service ®, we specialize in same day loans with amounts ranging from $1,000 to $10,000. Our rates are highly competitive and are governed by the state of North Carolina, which protects you!

Fast Loan Approvals

If you are looking for a cash loan today, Time Financing Service ® can help. We’ll quickly review your information, and in most cases, you can pick up your personal loan in an hour. In some cases we can offer you a next day loan. We are easy to find with our many convenient locations spread throughout eastern and central North Carolina.

How to Qualify for a Same Day Loan

At Time Financing Service ®, our loan approvals are based on several requirements that are unique to each individual. We will work to try to find a way to make you a same day loan. We have a Fair Lending policy and regularly work with individuals who may have bad credit to get them a loan today.

Part of our general guidelines for a personal loan are:

  • You must be over the age of 18
  • Live within 50 miles of one of our locations
  • Have a valid North Carolina or Virginia photo ID
  • Provide verification of income
  • Have two current open lines of credit

What You Can use Your Same Day Loan For

If you’re approved for your same day cash loan, you can use the money for anything, including:

  • Holiday Gifts
  • Medical Bills
  • Car Repairs
  • Vacations
  • Bill Consolidation
  • Home Appliances
  • Other Spending

For more information about payment periods, rates and loan cost, please visit our Fair Lending page or call your local Time Financing Service ® office for assistance.